Home Loans in Kerala for NRIs – Up to ₹10 Cr
Home Loans in Kerala for NRIs — Up to ₹10 Crores (2026)
🚀 Apply for an NRI Home Loan
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NRI Home Loans in Kerala — 2026 Overview
NRIs can obtain home loans in Kerala through RBI-regulated banks and NBFCs to purchase, construct, or renovate residential property. Blueberry FM facilitates NRI home loan applications through a network of 15+ partner lenders.
NRI Home Loan Features
- Loan amount: Up to ₹10 Crores
- Tenure: Up to 30 years
- Interest rate: 8.5% – 10.5% p.a. (indicative)
- LTV ratio: Up to 90% of property value
- EMI payment: From NRE, NRO, or FCNR accounts
Eligibility
- NRI, PIO, or OCI cardholder
- Minimum income: ₹75,000/month equivalent in foreign currency
- Minimum employment: 2 years abroad (salaried) or 3 years (self-employed)
- CIBIL score 700+ preferred
Property Loan Types
NRI Home Loan
Purchase ready property
Construction Loan
Build on your plot
Plot Purchase Loan
Buy residential/commercial plot
Loan Against Property
Borrow against existing property
Documents Required
- Passport and valid visa / OCI card
- Last 6 months NRE/NRO bank statements
- Last 3 months salary slips or employment contract
- Property documents (title deed, EC, approved plan)
- Power of Attorney (if applying from abroad)
Also Start Your Business in Kerala
- Private Limited Company Registration
- LLP Registration
- Sole Proprietorship Registration
- Business Loans up to ₹10 Crores
📌 Apply Now
NRI Home Loan Application | Eligibility Calculator | Free Consultation
Important Disclaimers
Blueberry FM is a loan facilitation intermediary — not a bank, NBFC, or RBI-registered lender. All parameters are indicative. Loan approval is not guaranteed. Interest rates and terms are determined by partner lenders. RBI · FEMA · ASCI compliant.