{"product_id":"loan-against-property-up-to-5-crore-low-rates","title":"Loan Against Property – Up to ₹5 Crore | Kerala \u0026 NRIs","description":"\u003ch1\u003eLoan Against Property – Up to ₹5 Crore | Kerala \u0026amp; NRIs\u003c\/h1\u003e\u003cp\u003eUnlock the value of your Kerala property with a Loan Against Property (LAP) up to ₹5 Crore through Blueberry's multi-lender facilitation network. Available for residential and commercial properties, for both NRIs and resident Indians. Use funds for business expansion, education, medical needs, or debt consolidation.\u003c\/p\u003e\u003chr\u003e\u003ch2\u003eLAP Products We Facilitate\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eResidential LAP\u003c\/strong\u003e — Against house, apartment, or villa in Kerala\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCommercial LAP\u003c\/strong\u003e — Against office, shop, or commercial building\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNRI LAP\u003c\/strong\u003e — For NRIs with Kerala property assets\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBalance Transfer LAP\u003c\/strong\u003e — Move existing LAP to a lower-rate lender\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOverdraft Against Property\u003c\/strong\u003e — Revolving credit line against property value\u003c\/li\u003e\n\u003c\/ul\u003e\u003chr\u003e\u003ch2\u003eProperty \u0026amp; Investment Guides\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/nri-home-loan-emi-calculator-kerala\"\u003eNRI Home Loan EMI Calculator Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/nri-property-budget-calculator-kerala\"\u003eNRI Property Budget Calculator Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/nri-property-investment-kerala\"\u003eNRI Property Investment Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/nri-property-legal-guide-kerala\"\u003eNRI Property Legal Guide Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/nri-property-tax-kerala\"\u003eNRI Property Tax Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/apartment-investment-kerala-nri\"\u003eApartment Investment Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/villa-investment-kerala-nri\"\u003eVilla Investment Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/pages\/commercial-property-kerala-nri\"\u003eCommercial Property Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003chr\u003e\u003ch2\u003eRelated Loan Products\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/products\/home-loan-solutions-up-to-10-crores-in-kerala\"\u003eHome Loan Solutions up to ₹10 Crores in Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/business-loans-up-to-10-crores-for-kerala-nris\"\u003eBusiness Loans up to ₹10 Crores for Kerala \u0026amp; NRIs\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/premium-personal-loan-solutions-for-nris-professionals\"\u003ePremium Personal Loan Solutions for NRIs\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/car-loan-solutions-for-nris-professionals-in-kerala\"\u003eCar Loan Solutions for NRIs in Kerala\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/export-on-demand-india-service\"\u003eExport on Demand India — Export from India Without IEC\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003chr\u003e\u003ch2\u003eNRI Location Guides\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003ca href=\"\/pages\/settle-in-kochi-nri\"\u003eKochi\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-trivandrum-nri\"\u003eTrivandrum\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kozhikode-nri\"\u003eKozhikode\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-thrissur-nri\"\u003eThrissur\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-malappuram-nri\"\u003eMalappuram\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kannur-nri\"\u003eKannur\u003c\/a\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"\/pages\/settle-in-kerala-from-uae\"\u003eUAE\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-saudi-arabia\"\u003eSaudi Arabia\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-qatar\"\u003eQatar\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-kuwait\"\u003eKuwait\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-oman\"\u003eOman\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-uk\"\u003eUK\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-usa\"\u003eUSA\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-canada\"\u003eCanada\u003c\/a\u003e | \u003ca href=\"\/pages\/settle-in-kerala-from-australia\"\u003eAustralia\u003c\/a\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\u003chr\u003e\u003ch2\u003eBlogs \u0026amp; Research\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/blogs\/news\/nri-home-loan-kerala-interest-rates-eligibility-best-banks-2026\"\u003eNRI Home Loan Kerala — Interest Rates \u0026amp; Best Banks 2026\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/blogs\/news\/nri-property-laws-kerala-fema-rules-restrictions-rights-2026\"\u003eNRI Property Laws Kerala — FEMA Rules 2026\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/blogs\/news\/nri-investment-kerala-2026-fixed-deposits-reits-gold-guide\"\u003eNRI Investment Kerala 2026 Guide\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003chr\u003e\u003ch2\u003e📋 Documents Required — Loan Against Property (LAP)\u003c\/h2\u003e\u003ch3\u003eCommon Documents (All Applicants)\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003ePAN Card\u003c\/li\u003e\n\u003cli\u003eAadhaar Card \/ Passport \/ Voter ID \/ Driving Licence\u003c\/li\u003e\n\u003cli\u003eAddress Proof\u003c\/li\u003e\n\u003cli\u003ePassport Size Photographs\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eProperty Documents\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eRegistered Sale Deed \/ Title Deed\u003c\/li\u003e\n\u003cli\u003eChain of Ownership Documents\u003c\/li\u003e\n\u003cli\u003eLatest Property Tax Receipts\u003c\/li\u003e\n\u003cli\u003eApproved Building Plan\u003c\/li\u003e\n\u003cli\u003eOccupancy Certificate\u003c\/li\u003e\n\u003cli\u003eEncumbrance Certificate\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eFor Salaried Applicants\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eLast 3–6 Months Salary Slips\u003c\/li\u003e\n\u003cli\u003eLast 6 Months Salary Account Statements\u003c\/li\u003e\n\u003cli\u003eForm 16 for Last 2 Years\u003c\/li\u003e\n\u003cli\u003eEmployer ID Card\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eFor Self-Employed Applicants\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eLast 2–3 Years Income Tax Returns\u003c\/li\u003e\n\u003cli\u003eAudited Financial Statements\u003c\/li\u003e\n\u003cli\u003eProfit \u0026amp; Loss Account\u003c\/li\u003e\n\u003cli\u003eBalance Sheet\u003c\/li\u003e\n\u003cli\u003eGST Registration Certificate\u003c\/li\u003e\n\u003cli\u003eTrade Licence \/ Business Registration\u003c\/li\u003e\n\u003cli\u003eLast 6 Months Business Bank Statements\u003c\/li\u003e\n\u003cli\u003eLast 6 Months Personal Bank Statements\u003c\/li\u003e\n\u003cli\u003eBusiness Continuity Proof (Partnership Deed \/ Incorporation Certificate \/ Similar Documents)\u003c\/li\u003e\n\u003c\/ul\u003e\u003cdiv style=\"background:#f9f6ef;border-left:4px solid #c9a84c;border-radius:8px;padding:16px 20px;margin:20px 0\"\u003e\n\u003cp style=\"font-weight:700;color:#0a1628;margin:0 0 8px\"\u003e📤 Document Submission\u003c\/p\u003e\n\u003cul style=\"margin:4px 0 4px;padding-left:18px\"\u003e\n\u003cli\u003e✉️ Email: \u003ca href=\"mailto:info@blueberryfm.com\"\u003einfo@blueberryfm.com\u003c\/a\u003e\n\u003c\/li\u003e\n\u003cli\u003e🌐 Website: \u003ca href=\"http:\/\/www.blueberryfm.com\"\u003ewww.blueberryfm.com\u003c\/a\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\u003cdiv style=\"background:#f0f4ff;border-left:4px solid #c9a84c;border-radius:8px;padding:20px 24px;margin:24px 0\"\u003e\n\u003cp style=\"font-weight:700;color:#0a1628;margin:0 0 10px;font-size:15px\"\u003e🏢 About Blueberry — LAP \u0026amp; Property Finance Specialists, Kerala\u003c\/p\u003e\n\u003cp style=\"margin:0 0 8px;font-size:14px;color:#333\"\u003eBlueberry is a licensed Kerala-based financial services facilitator specialising in property-backed finance, NRI loans, and Gulf NRI settlement services. We work exclusively with RBI-regulated banking and NBFC partners across Kerala.\u003c\/p\u003e\n\u003cul style=\"margin:0 0 8px;padding-left:18px;font-size:14px;color:#333\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eGST:\u003c\/strong\u003e 32ACZPR0268A1ZK\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIEC:\u003c\/strong\u003e ACZPR0268A\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUdyam Registered\u003c\/strong\u003e | \u003cstrong\u003eFSSAI Registered\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003e📍 Suite #109B, Pallath Square, FACT-Kalamassery Road, Kalamassery P.O., Ernakulam, Kerala 683104\u003c\/li\u003e\n\u003cli\u003e📞 +91 9444784701 | ✉️ info@blueberryfm.com | 🌐 www.blueberryfm.com\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp style=\"margin:0;font-size:13px;color:#555\"\u003e\u003cem\u003eAll LAP facilitation is subject to lender eligibility criteria, property valuation, legal title verification, and RBI regulations. Blueberry acts as a facilitator and does not directly lend funds. Loan approval is at the sole discretion of the lending institution.\u003c\/em\u003e\u003c\/p\u003e\n\u003c\/div\u003e\u003cp style=\"text-align:center\"\u003e\u003ca href=\"\/pages\/nri-settlement-enquiry-kerala\" style=\"background:#0a1628;color:#c9a84c;padding:12px 28px;border-radius:8px;text-decoration:none;font-weight:700;font-size:15px;display:inline-block\"\u003e📞 Get LAP Consultation\u003c\/a\u003e\u003c\/p\u003e\u003cp style=\"text-align:center;font-size:13px\"\u003e\u003ca href=\"\/pages\/nri-kerala-complete-resource-hub\"\u003e📚 NRI Kerala Complete Resource Hub — 200+ Guides\u003c\/a\u003e\u003c\/p\u003e","brand":"Blueberry FM","offers":[{"title":"Default Title","offer_id":48166157975784,"sku":null,"price":499.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0779\/4920\/6760\/files\/loan-property-_-indian-rupee-crore-kerala-nris.webp?v=1775144313","url":"https:\/\/www.blueberryfm.com\/products\/loan-against-property-up-to-5-crore-low-rates","provider":"Blueberry","version":"1.0","type":"link"}