Loan Against Property – Up to ₹5 Crore | Kerala & NRIs
Loan Against Property – Up to ₹5 Crore | Kerala & NRIs
Unlock the value of your Kerala property with a Loan Against Property (LAP) up to ₹5 Crore through Blueberry's multi-lender facilitation network. Available for residential and commercial properties, for both NRIs and resident Indians. Use funds for business expansion, education, medical needs, or debt consolidation.
LAP Products We Facilitate
- Residential LAP — Against house, apartment, or villa in Kerala
- Commercial LAP — Against office, shop, or commercial building
- NRI LAP — For NRIs with Kerala property assets
- Balance Transfer LAP — Move existing LAP to a lower-rate lender
- Overdraft Against Property — Revolving credit line against property value
Property & Investment Guides
- NRI Home Loan EMI Calculator Kerala
- NRI Property Budget Calculator Kerala
- NRI Property Investment Kerala
- NRI Property Legal Guide Kerala
- NRI Property Tax Kerala
- Apartment Investment Kerala
- Villa Investment Kerala
- Commercial Property Kerala
Related Loan Products
- Home Loan Solutions up to ₹10 Crores in Kerala
- Business Loans up to ₹10 Crores for Kerala & NRIs
- Premium Personal Loan Solutions for NRIs
- Car Loan Solutions for NRIs in Kerala
- Export on Demand India — Export from India Without IEC
NRI Location Guides
- Kochi | Trivandrum | Kozhikode | Thrissur | Malappuram | Kannur
- UAE | Saudi Arabia | Qatar | Kuwait | Oman | UK | USA | Canada | Australia
Blogs & Research
- NRI Home Loan Kerala — Interest Rates & Best Banks 2026
- NRI Property Laws Kerala — FEMA Rules 2026
- NRI Investment Kerala 2026 Guide
📋 Documents Required — Loan Against Property (LAP)
Common Documents (All Applicants)
- PAN Card
- Aadhaar Card / Passport / Voter ID / Driving Licence
- Address Proof
- Passport Size Photographs
Property Documents
- Registered Sale Deed / Title Deed
- Chain of Ownership Documents
- Latest Property Tax Receipts
- Approved Building Plan
- Occupancy Certificate
- Encumbrance Certificate
For Salaried Applicants
- Last 3–6 Months Salary Slips
- Last 6 Months Salary Account Statements
- Form 16 for Last 2 Years
- Employer ID Card
For Self-Employed Applicants
- Last 2–3 Years Income Tax Returns
- Audited Financial Statements
- Profit & Loss Account
- Balance Sheet
- GST Registration Certificate
- Trade Licence / Business Registration
- Last 6 Months Business Bank Statements
- Last 6 Months Personal Bank Statements
- Business Continuity Proof (Partnership Deed / Incorporation Certificate / Similar Documents)
📤 Document Submission
- ✉️ Email: info@blueberryfm.com
- 🌐 Website: www.blueberryfm.com
🏢 About Blueberry — LAP & Property Finance Specialists, Kerala
Blueberry is a licensed Kerala-based financial services facilitator specialising in property-backed finance, NRI loans, and Gulf NRI settlement services. We work exclusively with RBI-regulated banking and NBFC partners across Kerala.
- GST: 32ACZPR0268A1ZK
- IEC: ACZPR0268A
- Udyam Registered | FSSAI Registered
- 📍 Suite #109B, Pallath Square, FACT-Kalamassery Road, Kalamassery P.O., Ernakulam, Kerala 683104
- 📞 +91 9444784701 | ✉️ info@blueberryfm.com | 🌐 www.blueberryfm.com
All LAP facilitation is subject to lender eligibility criteria, property valuation, legal title verification, and RBI regulations. Blueberry acts as a facilitator and does not directly lend funds. Loan approval is at the sole discretion of the lending institution.